NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST- BEARING TRANSACTION ACCOUNTSīy operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). ** Investment services are not FDIC-insured, not a deposit, not bank guaranteed, not insured by any federal government agency, and may go down in value. * All products may be subject to credit check and other approvals. This website and the company that owns it is not responsible for any typographical or photographic errors. This site may contain affiliate and partner links. This site is not affiliated with HUD, FHA, VA, FNMA or GNMA. This site is in no way affiliated with any news source or government organization and is not a government agency. The best thing that you can do for your home appraisal is to keep your home presentable to put the best foot forward, keep up with necessary maintenance and repairs, and have a realistic idea of your home’s value to begin. You can appeal your home appraisal if you do not agree with the amount, but be prepared to back up your claim with good comparable properties. A home appraisal will look for homes of similar size, beds/bathrooms, and upgrades to use as comparable homes in their report. Conversely, if prices for your type of home are increasing, it can increase the value of your home. If a house just like yours down the street sold for less than your home’s value, it will lower the value of your home.
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